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The person behind the advice

Meet Frank. Find clarity.

Insurance can be complicated. The conversation doesn’t have to be. Frank Zhou brings an analytical mind and a personal approach to protecting what matters to you.

Portrait of Frank Zhou
Frank Zhou
His Story

An analytical mind. A human approach.

Frank's path began at Tsinghua University in Beijing, where he earned his Bachelor of Engineering in Electronics Engineering. Engineering taught him to break complex systems into understandable parts, to question assumptions and to trust evidence over sales talk — habits he has never dropped.

An MBA and the CFA charter followed. Today, Frank applies that same discipline to explaining insurance: clear questions, thoughtful comparisons and time to understand the details.

Today, with more than 20 years in the business, Frank is an independent advisor based in Montreal, working with families, newcomers and students across Canada in English and Chinese. Independent means he compares plans from all major Canadian insurers instead of promoting one company's catalogue. Plain language means you understand exactly what you are buying — before you buy it.

  • Financial Security Advisor
  • Life Insurance Agent
  • Licensed in Quebec, Ontario and British Columbia
  • Service in English and Chinese
Our Values

Three commitments to every client

01

Independence

Recommendations begin with your needs and a comparison of products from multiple Canadian insurers.

02

Understanding

A good decision starts with understanding what a policy covers, what it excludes and what it costs.

03

Continuity

Your questions and changing needs matter after the policy is issued, too. Keep the conversation going.

Beyond the Office

In the profession and the community

Let’s make insurance make sense.

Start with your questions. Meet by phone, video or by appointment at our Saint-Laurent office.

Talk to Frank